Quicken Starter 2018: a pro solution at a great price. Accounting Software. Well, this one is a tricky pony. As expected, it has some great feature s and makes your life much easier, but on the other hand, I can guarantee that some customers will be deeply disappointed. Check out our top picks for the best personal finance budget software for 2018. These have apps so you can track your budget on the go as well. Check out our top picks for the best personal finance budget software for 2018. These have apps so you can track your budget on the go as well. Quicken was traditionally known as one of the best personal finance software options for desktop users. However, the Mac version had traditionally lacked the features found in the PC version, and that was disappointing to many users. The Best Personal Finance Software Personal finance software can help bolster your financial literacy, track spending and savings, and help you set short- and long-term goals. We spent a week compiling a list of every finance app we could find (a total of 48), and whittled it down based on security, convenience, tools, and customer support. Quicken in 2018 launched a new monthly membership feature so customers who pay for a subscription will get access to Quicken 2019 at no additional cost.
Best Overall: Quicken
Having been around for several decades, Quicken is one of the most established of all the personal finance software on the market. You can use the software to manage various aspects of your financial life from budget creation to debt tracking, savings goals, and even investment coaching. The software features Excel exporting, which allows you to manipulate and perform additional calculations on your data. Some of the more advanced features include bill paying, which allows you to set up payments for your bills right from the software. You can even use it to track the value of your assets to have an accurate calculation of your total net worth. The app is robust enough to manage both your personal and business expenses and even handles property management functions like rental payments from tenants. The software starts at $34.99 and is available for Windows, MacOS, iOS, and Android.
Managing your money is a complex skill, especially now that you no longer have to leave the house or even pull out your wallet in order to spend money. That’s why it is more important than ever for you to track spending and stick to a budget.
But the old-school methods of budgeting can be far too onerous for the new Millennium. Hardly anyone wants to be carrying an old-fashioned ledger book around with them to record financial transactions.
Creating your own Excel spreadsheets sounds like the world’s worst homework assignment for some. That’s where personal finance budget software comes in. There are many different budgeting and tracking programs available to help both beginning and veteran budgeters get a solid handle on their finances.
Read our comprehensive list below to learn which program will work best for your financial situation.
Quick Links to Budget Software Reviews:
All-In-One Budget Software
Zero-Based Budget Software
Money/Budget Assistants
Other Budget Software
Budget Software Graveyard
*Most Popular
**New All-In-One Budget SoftwarePersonal Capital
One way to describe Personal Capital’s budgeting software is an “account aggregator.” This program allows you to track and understand every single penny in all of your financial accounts. Once you link up all of your various accounts, including your bank accounts, investments, mortgage, credit cards, and any other accounts, Personal Capital summarizes your finances and offers you basic investment guidance. More info…show
Learn more and get started with Personal Capital
Clarity Money
Clarity Money launched in January 2017, and was acquired by Goldman-Sachs in the spring of 2018. Though it’s still a relative newcomer to this field, it has been quite the mover and shaker.
The company’s mission is to offer a service that will both watch your back when it comes to your money choices, and help you take control of your financial life. The founders of the app believe that consumers deserve nothing less than transparency and advocacy in their financial choices. They designed Clarity Money to provide exactly that. More info…show
To learn more and get started with Clarity, visit www.ClarityMoney.com.
MintMint is the OG free web-based personal finance tracker launched all the way back in 2006 and has been a staple of modern money management ever since.
When you sign up with Mint, you provide the program with all of your financial accounts, including bank accounts, investments, retirement funds, credit cards, 529 accounts, and even real estate purchases. Mint allows you to see all of your financial information in a single dashboard, which also calculates your net worth. More info…show
Check out our full review of Mint. Tuxera ntfs for mac product key.
To learn more and get started with Mint, visit mint.com
Quicken
Quicken is the great-granddaddy of personal finance software–it was first introduced back in 1983. Though Quicken was owned by Intuit until a few years ago, the current version, Quicken 2019, has all the familiar tools and offerings that anyone who cut their teeth on the Intuit versions are used to. More info…show
Zero-Based Budget SoftwareYNABBest Home Budgeting Software 2018
You Need A Budget (YNAB for short) is an online budgeting program based on the envelope method, wherein budgeters set money aside for specific categories of spending. The program guides you through the process of budgeting, setting goals and sticking to them, and reconciling accounts. More info…show
To learn more and get started with YNAB, visit youneedabudget.com
ProActive Budget
ProActive Budget is the digital version of cash envelopes.
The cash envelope method of budgeting is the age-old technique for preventing overspending. The problem is that we live in an increasingly cashless society. It can be tough to apply envelope budgeting strategies to modern methods of spending. Proactive is a forward-thinking solution. It helps you make proactive decisions before purchases versus tracking your money afterward. More info…show
Check out our full review of ProActive here.
Learn more and get started with ProActive Budget. Use the code PTMONY to get a $5 discount when you subscribe.
Mvelopes
Like YNAB, Mvelopes is personal finance software that offers a 21st century method for following the envelope budgeting method. This online tool has both Android and iPhone apps that allow you to keep track of your spending on the go. More info…show
Check out our full review of Mvelopes.
To learn more and get started with Mvelopes, visit mvelopes.com.
EveryDollar
Dave Ramsey, the get-out-of-debt and budgeting guru, released his free online budgeting software in March of 2015. In keeping with his teachings, EveryDollar is focused on tracking every dollar. That way all of your money is accounted for and you know exactly where it is all going. According to the EveryDollar website (and borne out by multiple testers), you can create a budget on their intuitive and user-friendly online program in 10 minutes. More info…show
To learn more and get started with EveryDollar, visit everydollar.com.
SpendPal (Formerly Envudu)
SpendPal was designed in collaboration with Dr. Dan Ariely’s Behavioral Science Lab at Duke University. SpendPal offers another option for envelope budgeters in the cash-free world. When you sign up, the program asks you to sort the money in your checking account into separate spending Categories. You give each Category a monthly allowance and rank your Categories in order of priority. Whenever a new deposit comes into your bank account, your Categories are automatically filled in order. More info…show
To learn more and get started with SpendPal, visit spendpal.com.
Money/Budget Assistants![]() Pluto Money
Pluto is an entirely free app is specifically geared toward helping “the Snapchat generation” get a handle on their money. Once you’ve downloaded the free Pluto app (which is currently only available for iPhone, although Android users can join a waitlist), the program will have you start by setting short- and mid-term savings goals, since having something to save for is such an important part of getting finances in order. More info…show
To learn more and get started with Pluto Money, visit plutomoney.app.
Joy
Joy was created to improve your happiness by changing the way you choose to spend and save your money.
Scott Saunders, CEO of Payoff, pulled together a team of talented psychologists, neuroscientists, financial service experts, designers, and technology professionals to create an app that focuses on the psychology of people’s relationship with money. Their objective is to help people develop a positive relationship with money so they can achieve their financial goals and dreams. More info…show Remote software for mac and pc 2018.
To learn more and get started with Joy, visit findjoy.com. Aqw working bots 2018.
Pennies
Pennies is a very intuitive iPhone app that helps even the most absent-minded of spenders to stay on budget. Pennies allows you to set a number of budgets (such as monthly fun money, weekly food spending, and the like), with a start date, length of budget term, and the amount available to spend. Each time you make a purchase, you enter the amount into Pennies, which will show you the number of dollars and days remaining in that particular budget. More info…show
To learn more and get started with Pennies, visit getpennies.com
Other Budget SoftwareAccountMe
Large corporations use generally accepted accounting principles (GAAP) in their bookkeeping–so why shouldn’t individuals do the same? GAAP allows for efficient, comprehensive, and consistent accounting, which would be a boon to the average budgeter. AccountMe offers users a customizable GAAP accounting framework that allows you to view, edit, and budget your finances using the same double-entry bookkeeping as multi-national corporations. This means users will have an incredibly accurate view of their finances. More info…show
To learn more and get started with AccountMe, visit iTunes.
Budget Software GraveyardChange
Change (While Change is still active for current users, it is not accepting new registrations. You can enter your email to be notified when it begins accepting new users again).
The founders of Change started with a simple idea: the best way to influence people to save is to spark behavioral change. After all, consumers have 100% control over what they spend and save. Yet they do not necessarily make the best decisions for themselves. More info…show
To learn more and sign up for notifications when they are accepting new customers, visit GoChange.co
Hip Money
Hip Money (Though the website claims that the Hip Money app is available, it cannot be found on either the iTunes store or on Google Play)
Imagine you had a financially savvy best friend who you could fold up and put in your pocket. He’d do all the calculations you’d need to figure out how to reach your goals (with his tiny pocket calculator), suggest an amount of money you could set aside every day to reach those goals. Then give you itty bitty high-fives when you saved money. More info…show
Level
The Level Money app syncs with your bank account and determines how much will be left in that account after automatically deducting upcoming bills, recent purchases, and your savings goals. It then gives you an estimate of the amount of money that’s safe for you to spend over the next day, week, and month. More info…show
Cashpath
For the budget-averse, it can seem like handling money is about constantly juggling and never getting ahead. That’s where the free app Cashpath can help. Once you securely link the app to your bank and credit card accounts, the app uses your past transactions to predict and adjust your cash flow every day, showing your discretionary money as “Free Cash.” The program will help you split your Free Cash between Save and Spend. The app is designed to show you your money in real time. Therefore, it is able to automatically adjust your Spend amount each day in response to unexpected bills or over-spending. More info…show
Unsplurge
Would-be savers who would like some community encouragement will love Unsplurge. This iPhone app asks you to choose a goal and upload a picture of your goal. Once you have set your goal, it can then be shared with “Town,” which is the community platform for Unsplurge, where users can see others’ savings goals and cheer each other on. You (and Town, if you choose) will get to see your progress as you put money aside for your goal. More info…show
Household Budgeting Software For Mac
Penny
What if you had a money-savvy friend who could look over your finances, put the information into an easy-to-read graph, and even give you financial advice? That’s the idea behind the newly released Penny 2.0. It’s the personal finance app that feels as easy as texting with a really helpful friend. More info…show
Budgeting Software For Mac 2018 Football
Do you have a favorite financial app? What do you love about it?
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